By Gary C. Sanger, Ph.D., CFA Welcome to 2023! The economic landscape has stabilized somewhat over the past six months, but uncertainty remains high. Except for China, which has oscillated in its health restrictions, the impact of COVID has diminished. Supply chain disruptions are being repaired, and the Fed is beginning to see some success…
By Fred D. Fischer, President Wealth management firms by definition cannot hold themselves out to be “Investment Counsellors.” The Investment Advisors Act of 1940, regulating “Registered Investment Advisers” in the U.S., states that a substantial part of its business consists of rendering investment supervisory services. Wealth managers earn a portion of fees by providing financial…
by Fred D. Fischer, President Our firm has studied the Investment Advisers Act of 1940 and the Securities and Exchange Act of 1934. Those laws regulate “Registered Investment Advisers” in the U.S. The laws and regs do not require investment managers, or other individuals purporting to give investment advice, to measure their performance for each…
By Fred D. Fischer, President Fischer Financial Services, Inc. is a “Registered Investment Adviser” in Central Pennsylvania. We are different than most of the other “Registered Investment Advisers” in our area. Most everyone else is a Wealth Management firm which is the latest terminology for a Financial Planning firm. We are purely Investment Management…
By Fred D. Fischer, President As a “Registered Investment Adviser,” Fischer Financial Services, Inc. serves as a fiduciary for all of our clients. Our ongoing mission is to protect our clients’ best interests by faithfully managing their investment accounts with the utmost integrity. This is accomplished by placing the needs of our clients ahead…
By Fred D. Fischer, President Fischer Financial Services, Inc. serves as an Asset Manager for small business owners and professionals. Our investment philosophy is to produce the best return with the least amount of risk. Over the years, our firm has ranked as a “Top Gun” in the Informa Investment Solutions’ PSN database of…
By Fred D. Fischer, President We are an asset manager creating wealth by growing client portfolios. Our firm may be the only one in Central PA which has a 25-year performance track record that is GIPS® compliant and verified by independent auditors. GIPS standards were designed to provide assurance for investors who want reliable…
By Fred D. Fischer, President Fischer Financial Services, Inc. provides asset management services to clients in 26 states. We expect to increase the number of states primarily by word of mouth referrals. Our success is a function of our world class service and performance.
by Fred D. Fischer, President of Fischer Financial Services, Inc. As a “Registered Investment Adviser” in Central PA, Fischer Financial Services, Inc. can refer to themselves as Investment Counsellors because the firm devotes 100% of its time and resources, and receives 100% of its revenues, for managing investment accounts only. Few other firms in…
By Michael Cherewka, Esq. Trusts allow you to avoid probate, minimize taxes, provide organization, maintain control, and provide for yourself and your heirs. In its most simple terms, a trust is a book of instructions wherein you tell your people what to do, when. While there are many types of trusts, the major distinction between…