By Michael Cherewka, Esq. If you’re married, here’s the uncomfortable truth. There’s a very real chance one of you will need long-term care while the other is still living independently. And when that happens, this isn’t just a healthcare issue, it’s a financial one as well. Most families assume that: “We’ll just use savings;” “Insurance…
By Gary C. Sanger, Ph.D., CFA The lead story here is the US-Israeli attack on Iran. The conflict began February 28, and it continues to date. The Trump administration’s stated goal is to end the war within weeks. So far, despite oil prices rising above $100 per barrel, the global economic effects have been quite…
By Michael Cherewka, Esq. The dawn of a new year is always a time for fresh starts and thoughtful planning, and 2025 is no exception. With the changing of the presidential administration, many individuals are understandably curious about how potential shifts in the political climate might affect their financial and estate planning. Whether you’re new…
By Gary C. Sanger, Ph.D., CFA Overall economic conditions have continued to improve this quarter. The new Trump administration brings hope for US economic growth and improved efficiency in government. However, new tariffs, if actually enacted, could raise prices and slow growth. According to the Bureau of Economic Analysis, US real annualized GDP rose by…
By Fred D. Fischer, President Today, just about everyone and anyone claims to be a “Professional Investment Manager.” The list includes attorneys, accountants, actuaries, wealth managers, financial planners, and bank trust departments. Why are the aforementioned not considered “Professional Investment Managers?” Based on my 30+ years of experience and knowledge as an expert witness,…
By Fred D. Fischer, President We are an asset manager creating wealth by growing client portfolios. Our firm may be the only one in Central PA which has a 30-year performance track record that is GIPS® compliant and verified by independent auditors. GIPS standards were designed to provide assurance for investors who want reliable…
By Fred D. Fischer, President Fischer Financial Services, Inc. provides asset management services to clients in 30 states. We expect to increase the number of states primarily by word of mouth referrals. Our success is a function of our world class service and performance.
by Fred D. Fischer, President of Fischer Financial Services, Inc. As a registered investment adviser in Central PA, Fischer Financial Services, Inc. can refer to themselves as Investment Counsellors because the firm devotes 100% of its time and resources, and receives 100% of its revenues, for managing investment accounts only. Few other firms in…
By Michael Cherewka, Esq. Trusts allow you to avoid probate, minimize taxes, provide organization, maintain control, and provide for yourself and your heirs. In its most simple terms, a trust is a book of instructions wherein you tell your people what to do, when. While there are many types of trusts, the major distinction between…
By Fred D. Fischer, President Fischer Financial Services, Inc. serves as an Asset Manager for small business owners and professionals. Our investment philosophy is to produce the best return with the least amount of risk. Over the years, our firm has ranked as a “Top Gun” in the Informa Investment Solutions’ PSN database of…